/* =========================================================
   NEXUS Diamond Team — Lic. Bernardo Castro
   Hoja de estilos principal
   ========================================================= */
:root{
  --ink:#0E2131;        /* azul noche */
  --navy:#1B3A50;       /* azul profundo */
  --brand:#2B4A5E;      /* azul del logo */
  --teal:#3F9AAE;       /* acento médico */
  --teal-2:#6CC0CF;
  --mint:#D6EEEA;
  --honey:#E3B65C;      /* dorado suave, nunca "lingote" */
  --honey-2:#F2DCA6;
  --honey-3:#FAF0D7;
  --cream:#F4EDE1;
  --paper:#FBF7F0;
  --slate:#5B6A74;
  --line:rgba(14,33,49,.12);
  --line-l:rgba(255,255,255,.14);
  --r-s:12px; --r:22px; --r-l:34px;
  --shadow:0 30px 60px -30px rgba(14,33,49,.45);
  --ease:cubic-bezier(.22,1,.36,1);
  --f-display:"Fraunces", Georgia, serif;
  --f-body:"Manrope", system-ui, sans-serif;
  --wrap:1220px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
html.menu-open{overflow:hidden}
html.lenis,html.lenis body{height:auto}
.lenis.lenis-smooth{scroll-behavior:auto!important}
body{font-family:var(--f-body);color:var(--ink);background:var(--cream);line-height:1.6;font-size:17px;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
::selection{background:var(--honey-2);color:var(--ink)}
.wrap{width:min(var(--wrap),100% - 40px);margin-inline:auto}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* ---------- Tipografía ---------- */
h1,h2,h3,.display{font-family:var(--f-display);font-weight:500;letter-spacing:-.02em;line-height:1.02;font-variation-settings:"SOFT" 60,"opsz" 120}
h1{font-size:clamp(2.7rem,6.4vw,5.6rem)}
h2{font-size:clamp(2.1rem,4.6vw,3.9rem)}
h3{font-size:clamp(1.35rem,2vw,1.75rem);line-height:1.15}
em,.it{font-style:italic;font-weight:400}
.lead{font-size:clamp(1.05rem,1.4vw,1.22rem);color:var(--slate);max-width:56ch}
.on-dark .lead,.on-dark p{color:rgba(255,255,255,.74)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}
.eyebrow::before{content:"";width:28px;height:1.5px;background:currentColor;border-radius:2px}
.on-dark .eyebrow{color:var(--honey-2)}
.hl{color:var(--teal)}
.on-dark .hl{color:var(--honey)}

/* ---------- Botones ---------- */
.btn{--bg:var(--ink);--fg:#fff;position:relative;display:inline-flex;align-items:center;gap:12px;padding:15px 18px 15px 26px;border-radius:999px;background:var(--bg);color:var(--fg);font-weight:700;font-size:.98rem;border:0;cursor:pointer;overflow:hidden;isolation:isolate;transition:transform .5s var(--ease),box-shadow .5s var(--ease);white-space:nowrap}
.btn .ico{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--honey);color:var(--ink);transition:transform .5s var(--ease)}
.btn:hover .ico{transform:rotate(-45deg) scale(1.06)}
.btn::after{content:"";position:absolute;inset:0;background:var(--teal);transform:translateY(101%);border-radius:inherit;transition:transform .55s var(--ease);z-index:-1}
.btn:hover::after{transform:none}
.btn:hover{box-shadow:0 18px 40px -18px rgba(63,154,174,.8)}
.btn-honey{--bg:var(--honey);--fg:var(--ink)}
.btn-honey .ico{background:var(--ink);color:var(--honey)}
.btn-honey:hover{color:#fff}
.btn-ghost{background:transparent;color:inherit;border:1.5px solid currentColor;padding:14px 24px}
.btn-ghost::after{background:currentColor;opacity:.08}
.btn-light{--bg:#fff;--fg:var(--ink)}
.btn-wa{--bg:#1f9d55}
.btn-wa .ico{background:#fff;color:#1f9d55}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}

/* ---------- Barra de progreso ---------- */
.progress{position:fixed;top:0;left:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:linear-gradient(90deg,var(--teal),var(--honey));z-index:200}

/* ---------- Navegación ---------- */
.nav{position:fixed;top:14px;left:0;right:0;z-index:100;transition:transform .6s var(--ease)}
.nav.hide{transform:translateY(-130%)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px 8px 8px 12px;border-radius:999px;background:rgba(14,33,49,.62);backdrop-filter:blur(16px) saturate(140%);-webkit-backdrop-filter:blur(16px) saturate(140%);border:1px solid var(--line-l);color:#fff;transition:background .4s}
.nav.solid .nav-in{background:rgba(14,33,49,.9)}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.02em}
.brand-mark{width:44px;height:44px;border-radius:50%;background:var(--paper);display:grid;place-items:center;flex:none}
.brand-mark img{width:32px}
.brand small{display:block;font-weight:600;font-size:.7rem;letter-spacing:.14em;color:var(--honey-2);text-transform:uppercase}
.brand b{font-size:.98rem;line-height:1.1}
.menu{display:flex;gap:4px;list-style:none}
.menu a{display:block;padding:10px 16px;border-radius:999px;font-size:.93rem;font-weight:600;color:rgba(255,255,255,.82);transition:background .3s,color .3s}
.menu a:hover,.menu a[aria-current=page]{background:rgba(255,255,255,.1);color:#fff}
.nav .btn{padding:10px 10px 10px 20px;font-size:.9rem}
.nav .btn .ico{width:30px;height:30px}
.burger{display:none;width:46px;height:46px;border-radius:50%;border:0;background:var(--honey);color:var(--ink);cursor:pointer;place-items:center}
.burger span{display:block;width:18px;height:2px;background:currentColor;margin:4px auto;border-radius:2px;transition:transform .4s var(--ease),opacity .3s}
.nav.open .burger span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav.open .burger span:nth-child(2){opacity:0}
.nav.open .burger span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.mobile-menu{display:none}
@media (max-width:960px){
  .menu,.nav .nav-cta{display:none}
  .burger{display:grid}
  .mobile-menu{display:block;position:fixed;inset:0;z-index:-1;background:var(--ink);padding:120px 28px 40px;clip-path:circle(0 at calc(100% - 50px) 40px);transition:clip-path .8s var(--ease);color:#fff}
  .nav.open .mobile-menu{clip-path:circle(150% at calc(100% - 50px) 40px)}
  .mobile-menu a.big{display:block;font-family:var(--f-display);font-size:2.4rem;padding:6px 0;border-bottom:1px solid var(--line-l)}
  .mobile-menu .btn{margin-top:28px}
}

/* ---------- Secciones ---------- */
section{position:relative}
.sec{padding:clamp(80px,11vw,150px) 0}
.on-dark{color:#fff}
.bg-ink{background:var(--ink)}
.bg-navy{background:var(--navy)}
.bg-cream{background:var(--cream)}
.bg-paper{background:var(--paper)}
.bg-mint{background:var(--mint)}
.bg-honey{background:var(--honey-3)}
.sec-head{display:grid;gap:18px;margin-bottom:clamp(40px,6vw,70px)}
.sec-head.split{grid-template-columns:1.1fr .9fr;align-items:end;gap:40px}
@media (max-width:860px){.sec-head.split{grid-template-columns:1fr}}
.grain::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:.07;mix-blend-mode:overlay;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
.rounded-top{border-radius:var(--r-l) var(--r-l) 0 0;margin-top:calc(var(--r-l) * -1)}

/* ---------- Hero ---------- */
.hero{min-height:100svh;padding:140px 0 0;overflow:hidden;background:
  radial-gradient(900px 600px at 78% 40%,rgba(63,154,174,.45),transparent 60%),
  radial-gradient(700px 500px at 10% 100%,rgba(227,182,92,.22),transparent 60%),
  linear-gradient(160deg,#10263A 0%,#1B3A50 55%,#22465C 100%)}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:30px;align-items:end;min-height:calc(100svh - 140px)}
.hero-copy{padding-bottom:clamp(60px,9vh,110px)}
.tag{display:inline-flex;align-items:center;gap:10px;padding:8px 16px 8px 8px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid var(--line-l);font-size:.86rem;font-weight:600;color:rgba(255,255,255,.9);margin-bottom:26px}
.tag .dot{width:26px;height:26px;border-radius:50%;background:var(--honey);display:grid;place-items:center;color:var(--ink)}
.tag .pulse{width:8px;height:8px;border-radius:50%;background:#5fd38d;box-shadow:0 0 0 0 rgba(95,211,141,.7);animation:pulse 2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 10px rgba(95,211,141,0)}100%{box-shadow:0 0 0 0 rgba(95,211,141,0)}}
.hero h1{margin-bottom:26px}
.rotator{display:inline-grid;vertical-align:bottom;overflow:hidden;height:1.08em;color:var(--honey);font-style:italic;font-weight:400}
.rotator span{grid-area:1/1;transform:translateY(105%);transition:transform .9s var(--ease),opacity .6s;opacity:0;white-space:nowrap;padding-bottom:.08em}
.rotator span.on{transform:none;opacity:1}
.rotator span.out{transform:translateY(-105%);opacity:0}
.hero .lead{margin-bottom:34px}
.hero-trust{display:flex;align-items:center;gap:14px;margin-top:34px;font-size:.9rem;color:rgba(255,255,255,.7)}
.avatars{display:flex}
.avatars i{width:36px;height:36px;border-radius:50%;border:2px solid var(--navy);margin-left:-10px;display:grid;place-items:center;font-style:normal;font-weight:800;font-size:.75rem;color:var(--ink)}
.avatars i:first-child{margin-left:0}
.hero-visual{position:relative;align-self:end;height:100%;display:flex;align-items:flex-end;justify-content:center}
.halo{position:absolute;bottom:-14%;left:50%;width:min(560px,110%);aspect-ratio:1;transform:translateX(-50%);border-radius:50%;background:radial-gradient(circle at 50% 40%,rgba(242,220,166,.55),rgba(227,182,92,.18) 45%,transparent 68%)}
.ring{position:absolute;left:50%;bottom:4%;width:min(470px,96%);aspect-ratio:1;transform:translateX(-50%);border-radius:50%;border:1.5px dashed rgba(242,220,166,.4);animation:spin 40s linear infinite}
@keyframes spin{to{transform:translateX(-50%) rotate(360deg)}}
.hero-photo{position:relative;width:min(520px,100%);z-index:2;filter:drop-shadow(0 40px 60px rgba(0,0,0,.35))}
.float{position:absolute;z-index:3;display:flex;align-items:center;gap:12px;padding:12px 18px 12px 12px;border-radius:18px;background:rgba(251,247,240,.94);color:var(--ink);box-shadow:var(--shadow);font-size:.86rem;line-height:1.3;backdrop-filter:blur(8px)}
.float b{display:block;font-size:.95rem}
.float .fi{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;flex:none}
.float.f1{left:-4%;top:32%;animation:bob 6s ease-in-out infinite}
.float.f2{right:-2%;top:56%;animation:bob 7s ease-in-out -2s infinite}
@keyframes bob{50%{transform:translateY(-12px)}}
@media (max-width:960px){
  .hero{padding-top:120px}
  .hero-grid{grid-template-columns:1fr;min-height:0}
  .hero-copy{padding-bottom:10px}
  .hero-visual{height:auto;margin-top:10px}
  .hero-photo{width:min(400px,86%)}
  .float.f1{left:0;top:18%}
  .float.f2{right:0;top:58%}
}

/* ---------- Marquesina aseguradoras ---------- */
.carriers{padding:34px 0 38px;background:var(--honey-3);overflow:hidden}
.carriers-head{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin-bottom:22px}
.carriers-head p{font-weight:700;font-size:.95rem}
.carriers-head span{color:var(--slate);font-size:.88rem}
.marquee{display:flex;width:max-content;animation:marq 38s linear infinite}
.carriers:hover .marquee{animation-play-state:paused}
@keyframes marq{to{transform:translateX(-50%)}}
.marquee ul{display:flex;gap:16px;list-style:none;padding-right:16px}
.chip-co{display:flex;align-items:center;gap:12px;height:84px;min-width:210px;padding:0 28px;border-radius:20px;background:#fff;border:1px solid var(--line);white-space:nowrap;transition:transform .4s var(--ease),box-shadow .4s}
.chip-co:hover{transform:translateY(-4px);box-shadow:0 20px 40px -24px rgba(14,33,49,.4)}
.chip-co img{max-height:44px;max-width:150px;object-fit:contain}
.chip-co .wm{font-family:var(--f-display);font-size:1.45rem;font-weight:600;color:var(--brand);letter-spacing:-.01em}
.chip-co .wm small{display:block;font-family:var(--f-body);font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:700}
.chip-co .seal{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;color:#fff;font-weight:800;font-size:.9rem;flex:none}

/* ---------- Acerca ---------- */
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(30px,6vw,90px);align-items:center}
.photo-card{position:relative;border-radius:var(--r-l);overflow:hidden;aspect-ratio:4/5;background:linear-gradient(170deg,var(--teal-2),var(--brand))}
.photo-card img{position:absolute;bottom:0;left:50%;height:96%;width:auto;max-width:none;transform:translateX(-50%)}
.photo-card .badge{position:absolute;left:18px;top:18px;padding:10px 16px;border-radius:999px;background:rgba(251,247,240,.92);font-weight:700;font-size:.85rem;display:flex;align-items:center;gap:8px}
.photo-card .sig{position:absolute;right:18px;bottom:18px;padding:16px 20px;border-radius:18px;background:var(--ink);color:#fff;max-width:230px;font-size:.88rem;line-height:1.35}
.photo-card .sig b{font-family:var(--f-display);font-weight:500;font-size:1.3rem;display:block;color:var(--honey-2)}
.checks{list-style:none;display:grid;gap:14px;margin:30px 0 36px}
.checks li{display:flex;gap:14px;align-items:flex-start;font-weight:600}
.checks li svg{flex:none;margin-top:2px}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:40px}
.stat{padding:22px;border-radius:var(--r);background:var(--paper);border:1px solid var(--line)}
.stat b{display:block;font-family:var(--f-display);font-weight:500;font-size:clamp(2.2rem,4vw,3.1rem);line-height:1;color:var(--brand)}
.stat span{font-size:.88rem;color:var(--slate);font-weight:600}
@media (max-width:900px){.about-grid{grid-template-columns:1fr}.photo-card{max-width:460px}}
@media (max-width:560px){.stats{grid-template-columns:1fr}}

/* ---------- Servicios (tarjetas apiladas) ---------- */
.stack{display:grid;gap:26px}
.svc{position:sticky;top:110px;display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(24px,4vw,60px);padding:clamp(28px,4vw,54px);border-radius:var(--r-l);min-height:460px;transform-origin:50% 0;box-shadow:0 -20px 50px -30px rgba(0,0,0,.5);will-change:transform}
.svc:nth-child(1){background:linear-gradient(140deg,#3F9AAE,#2D7F93);color:#fff}
.svc:nth-child(2){background:linear-gradient(140deg,#F2DCA6,#E3B65C);color:var(--ink)}
.svc:nth-child(3){background:linear-gradient(140deg,#FBF7F0,#EADFCB);color:var(--ink)}
.svc .num{font-family:var(--f-display);font-size:1rem;opacity:.7;margin-bottom:auto}
.svc-l{display:flex;flex-direction:column;gap:18px}
.svc h3{font-size:clamp(2rem,3.6vw,3.2rem)}
.svc p{max-width:46ch;opacity:.86}
.svc ul{list-style:none;display:grid;gap:10px;margin-top:4px}
.svc li{display:flex;gap:10px;align-items:center;font-weight:600;font-size:.95rem}
.svc li::before{content:"";width:8px;height:8px;border-radius:50%;background:currentColor;opacity:.6;flex:none}
.svc-r{position:relative;border-radius:var(--r);overflow:hidden;display:grid;place-items:center;min-height:300px}
.svc:nth-child(1) .svc-r{background:rgba(255,255,255,.12)}
.svc:nth-child(2) .svc-r{background:rgba(255,255,255,.35)}
.svc:nth-child(3) .svc-r{background:var(--mint)}
.svc-art{width:min(300px,80%)}
.svc .btn-row{margin-top:10px}
@media (max-width:860px){.svc{position:relative;top:auto;grid-template-columns:1fr;min-height:0;transform:none;filter:none}.svc-r{min-height:200px}}

/* ---------- Proceso ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:s}
.advisor-steps{grid-template-columns:repeat(3,1fr)}
.step{position:relative;padding:28px 24px 30px;border-radius:var(--r);background:var(--paper);border:1px solid var(--line);transition:transform .5s var(--ease),background .5s,color .5s}
.step:hover{transform:translateY(-8px);background:var(--ink);color:#fff}
.step:hover p{color:rgba(255,255,255,.7)}
.step .n{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:14px;background:var(--mint);color:var(--brand);font-family:var(--f-display);font-size:1.2rem;margin-bottom:46px;transition:background .5s,color .5s}
.step:hover .n{background:var(--honey);color:var(--ink)}
.step h3{font-size:1.35rem;margin-bottom:10px}
.step p{font-size:.95rem;color:var(--slate);transition:color .5s}
.line-draw{position:absolute;top:51px;left:70px;right:-16px;height:2px;background:repeating-linear-gradient(90deg,var(--teal) 0 6px,transparent 6px 12px);opacity:.4}
.step:last-child .line-draw{display:none}
@media (max-width:960px){.steps{grid-template-columns:1fr 1fr}.line-draw{display:none}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* ---------- Testimonios ---------- */
.testi{background:linear-gradient(165deg,#1B3A50,#0E2131);overflow:hidden}
.t-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.t-card{display:flex;flex-direction:column;gap:22px;padding:30px;border-radius:var(--r);background:rgba(255,255,255,.06);border:1px solid var(--line-l);transition:transform .5s var(--ease),background .5s}
.t-card:hover{transform:translateY(-6px);background:rgba(255,255,255,.1)}
.t-card:nth-child(2){transform:translateY(40px)}
.t-card:nth-child(2):hover{transform:translateY(34px)}
.t-card blockquote{font-family:var(--f-display);font-size:1.28rem;line-height:1.35;font-weight:400;color:#fff}
.stars{color:var(--honey);letter-spacing:3px;font-size:1rem}
.who{display:flex;align-items:center;gap:12px;margin-top:auto;padding-top:20px;border-top:1px solid var(--line-l)}
.who i{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;font-style:normal;font-weight:800;color:var(--ink)}
.who b{display:block}
.who span{font-size:.85rem;color:rgba(255,255,255,.6)}
.quote-mark{position:absolute;right:4%;top:60px;font-family:var(--f-display);font-size:24rem;line-height:1;color:rgba(227,182,92,.08);pointer-events:none}
@media (max-width:900px){.t-grid{grid-template-columns:1fr}.t-card:nth-child(2){transform:none}.t-card:nth-child(2):hover{transform:translateY(-6px)}}

/* ---------- Formularios ---------- */
.lead-sec{background:radial-gradient(800px 500px at 0% 0%,rgba(63,154,174,.35),transparent 60%),var(--ink);overflow:hidden}
.lead-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(30px,5vw,80px);align-items:center}
.lead-copy .perks{list-style:none;display:grid;gap:12px;margin:28px 0}
.lead-copy .perks li{display:flex;gap:12px;align-items:center;color:rgba(255,255,255,.85);font-weight:600}
.lead-copy .perks svg{color:var(--honey);flex:none}
.lead-photo{position:relative;margin-top:20px;max-width:360px}
.lead-photo img{position:relative;z-index:1;width:100%}
.lead-photo::before{content:"";position:absolute;inset:18% 6% 0;border-radius:200px 200px 30px 30px;background:linear-gradient(180deg,var(--teal),var(--brand))}
.form-card{position:relative;padding:clamp(24px,3.4vw,42px);border-radius:var(--r-l);background:var(--paper);color:var(--ink);box-shadow:0 40px 80px -40px rgba(0,0,0,.6)}
.form-card h3{font-size:1.9rem;margin-bottom:6px}
.form-card > p{color:var(--slate);margin-bottom:24px;font-size:.96rem}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fgrid .full{grid-column:1/-1}
.field{display:grid;gap:6px}
.field label,.field .lbl{font-size:.82rem;font-weight:700;color:var(--brand)}
.field label .req{color:#c0563b}
.field input,.field select,.field textarea{width:100%;padding:14px 16px;border-radius:14px;border:1.5px solid var(--line);background:#fff;transition:border-color .3s,box-shadow .3s;outline:0;font-size:.98rem}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 4px rgba(63,154,174,.16)}
.field.err input,.field.err select,.field.err textarea{border-color:#c0563b}
.field .msg{font-size:.78rem;color:#c0563b;display:none}
.field.err .msg{display:block}
.pills{display:flex;flex-wrap:wrap;gap:8px}
.pills label{cursor:pointer}
.pills input{position:absolute;opacity:0;pointer-events:none}
.pills span{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font-weight:600;font-size:.92rem;transition:all .3s var(--ease)}
.pills input:checked + span{background:var(--ink);border-color:var(--ink);color:#fff}
.pills input:focus-visible + span{box-shadow:0 0 0 4px rgba(63,154,174,.3)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--slate);margin-top:6px}
.consent input{margin-top:4px;accent-color:var(--teal)}
.consent a{text-decoration:underline}
.hp{position:absolute;left:-9999px}
.form-foot{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-top:18px}
.form-foot small{color:var(--slate)}
.btn[disabled]{opacity:.6;pointer-events:none}
.form-ok{display:none;text-align:center;padding:30px 10px}
.form-ok .big-check{width:84px;height:84px;margin:0 auto 18px;border-radius:50%;background:var(--mint);display:grid;place-items:center;color:var(--teal)}
.form-card.sent form{display:none}
.form-card.sent .form-ok{display:block;animation:pop .7s var(--ease)}
@keyframes pop{from{opacity:0;transform:scale(.94)}}
.form-alert{display:none;margin-top:14px;padding:12px 14px;border-radius:12px;background:#fbe9e4;color:#8a3a26;font-size:.9rem}
.form-alert.show{display:block}
@media (max-width:960px){.lead-grid{grid-template-columns:1fr}.lead-photo{display:none}}
@media (max-width:560px){.fgrid{grid-template-columns:1fr}}

/* ---------- Asesores band ---------- */
.join{border-radius:var(--r-l);padding:clamp(34px,5vw,70px);background:linear-gradient(120deg,var(--honey-2),var(--honey));display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:center;overflow:hidden;position:relative}
.join h2{font-size:clamp(2rem,4vw,3.3rem);margin:12px 0 16px}
.join p{max-width:54ch;color:rgba(14,33,49,.78)}
.join .eyebrow{color:var(--brand)}
.join-art{position:relative;justify-self:end;width:min(260px,100%)}
@media (max-width:860px){.join{grid-template-columns:1fr}.join-art{justify-self:start;width:160px}}

/* ---------- FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(30px,5vw,80px);align-items:start}
.faq-side{position:sticky;top:120px}
.acc{display:grid;gap:12px}
.acc details{border-radius:var(--r);background:var(--paper);border:1px solid var(--line);overflow:hidden;transition:background .4s}
.acc details[open]{background:#fff;box-shadow:0 20px 40px -30px rgba(14,33,49,.4)}
.acc summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 24px;font-weight:700;font-size:1.05rem}
.acc summary::-webkit-details-marker{display:none}
.acc .pm{width:36px;height:36px;border-radius:50%;background:var(--mint);display:grid;place-items:center;flex:none;transition:transform .5s var(--ease),background .4s}
.acc details[open] .pm{transform:rotate(45deg);background:var(--honey)}
.acc .ans{padding:0 24px 24px;color:var(--slate);display:grid;gap:12px}
.acc .ans b{color:var(--ink)}
.faq-cat{margin:46px 0 16px;display:flex;align-items:center;gap:14px}
.faq-cat:first-child{margin-top:0}
.faq-cat .ci{width:48px;height:48px;border-radius:14px;display:grid;place-items:center}
.faq-cat h3{font-size:1.8rem}
@media (max-width:900px){.faq-grid{grid-template-columns:1fr}.faq-side{position:static}}

/* ---------- Encabezado de páginas internas ---------- */
.page-hero{padding:170px 0 90px;background:
  radial-gradient(700px 400px at 85% 20%,rgba(63,154,174,.45),transparent 60%),
  radial-gradient(600px 400px at 0% 100%,rgba(227,182,92,.2),transparent 60%),
  linear-gradient(160deg,#10263A,#1B3A50);overflow:hidden}
.page-hero h1{font-size:clamp(2.6rem,6vw,5rem);max-width:16ch;margin:18px 0 22px}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.6)}
.crumbs a:hover{color:#fff}
.page-hero .ph-photo{position:absolute;right:max(20px,calc((100vw - var(--wrap))/2));bottom:0;width:min(330px,30vw);z-index:1}
@media (max-width:860px){.page-hero .ph-photo{display:none}}

/* ---------- Contacto ---------- */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(24px,4vw,60px);align-items:start}
.info-cards{display:grid;gap:14px}
.info{display:flex;gap:16px;align-items:flex-start;padding:22px;border-radius:var(--r);background:var(--paper);border:1px solid var(--line);transition:transform .4s var(--ease)}
a.info:hover{transform:translateX(6px)}
.info .ii{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;flex:none}
.info b{display:block;margin-bottom:2px}
.info span{color:var(--slate);font-size:.95rem}
.hours{list-style:none;display:grid;gap:6px;font-size:.95rem;color:var(--slate)}
.hours li{display:flex;justify-content:space-between;gap:20px}
.map{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);aspect-ratio:16/10;background:var(--mint)}
.map iframe{width:100%;height:100%;border:0;filter:saturate(.8)}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}

/* ---------- Prosa (política) ---------- */
.prose{max-width:760px}
.prose h2{font-size:1.7rem;margin:42px 0 12px}
.prose p,.prose li{color:var(--slate);margin-bottom:12px}
.prose ul{padding-left:20px}

/* ---------- Footer ---------- */
.footer{background:var(--ink);color:#fff;padding:90px 0 30px;overflow:hidden;position:relative}
.f-cta{display:flex;justify-content:space-between;align-items:end;gap:30px;flex-wrap:wrap;padding-bottom:60px;border-bottom:1px solid var(--line-l)}
.f-cta h2{max-width:14ch}
.f-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px;padding:50px 0}
.f-grid h4{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--honey-2);margin-bottom:16px}
.f-grid ul{list-style:none;display:grid;gap:10px;color:rgba(255,255,255,.72);font-size:.95rem}
.f-grid a:hover{color:#fff}
.f-grid p{color:rgba(255,255,255,.65);font-size:.95rem;max-width:34ch;margin-top:16px}
.socials{display:flex;gap:10px;margin-top:22px}
.socials a{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--line-l);transition:background .3s,color .3s,transform .4s var(--ease)}
.socials a:hover{background:var(--honey);color:var(--ink);transform:translateY(-4px)}
.f-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-top:26px;border-top:1px solid var(--line-l);font-size:.85rem;color:rgba(255,255,255,.55)}
.f-bottom a{text-decoration:underline}
.f-giant{font-family:var(--f-display);font-size:clamp(4rem,15vw,15rem);line-height:.85;letter-spacing:-.04em;color:rgba(255,255,255,.04);white-space:nowrap;margin-top:20px;user-select:none}
@media (max-width:860px){.f-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.f-grid{grid-template-columns:1fr}}

/* ---------- WhatsApp flotante y cookies ---------- */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:90;width:60px;height:60px;border-radius:50%;background:#1f9d55;color:#fff;display:grid;place-items:center;box-shadow:0 16px 30px -10px rgba(31,157,85,.7);transition:transform .4s var(--ease)}
.wa-float:hover{transform:scale(1.08) rotate(-6deg)}
.wa-float::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #1f9d55;animation:ripple 2.4s infinite}
@keyframes ripple{to{transform:scale(1.6);opacity:0}}
.wa-float .tip{position:absolute;right:72px;padding:8px 14px;border-radius:12px;background:var(--ink);color:#fff;font-size:.82rem;font-weight:600;white-space:nowrap;opacity:0;transform:translateX(8px);transition:all .4s var(--ease);pointer-events:none}
.wa-float:hover .tip{opacity:1;transform:none}
.cookie{position:fixed;left:20px;bottom:20px;z-index:95;max-width:380px;padding:18px 20px;border-radius:18px;background:var(--paper);box-shadow:var(--shadow);font-size:.88rem;display:none;gap:12px;border:1px solid var(--line)}
.cookie.show{display:grid;animation:pop .6s var(--ease)}
.cookie a{text-decoration:underline}
.cookie .btn{padding:10px 20px;justify-self:start}
@media (max-width:560px){.cookie{left:12px;right:84px;max-width:none}}

/* ---------- Animaciones de entrada ---------- */
.js .rv{opacity:0;transform:translateY(40px);transition:opacity 1s var(--ease),transform 1.1s var(--ease);transition-delay:var(--d,0s)}
.js .rv.in{opacity:1;transform:none}
.js .rv-l{opacity:0;transform:translateX(-40px);transition:opacity 1s var(--ease),transform 1.1s var(--ease);transition-delay:var(--d,0s)}
.js .rv-l.in{opacity:1;transform:none}
.js .rv-scale{opacity:0;transform:scale(.92);transition:opacity 1.1s var(--ease),transform 1.3s var(--ease);transition-delay:var(--d,0s)}
.js .rv-scale.in{opacity:1;transform:none}
.split .w{display:inline-block;overflow:hidden;vertical-align:top;padding-bottom:.1em;margin-bottom:-.1em}
.split .w > span{display:inline-block;transform:translateY(110%);transition:transform 1.1s var(--ease);transition-delay:calc(var(--i) * 45ms + var(--d,0s))}
.split.in .w > span{transform:none}
.no-js .split .w > span{transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .js .rv,.js .rv-l,.js .rv-scale{opacity:1;transform:none}
  .split .w > span{transform:none}
}
/* Si subes el logo oficial en img/aseguradoras/, se oculta el texto automáticamente */
.chip-co img ~ .seal,.chip-co img ~ .wm{display:none}

.on-dark .svc:not(:first-child) p{color:rgba(14,33,49,.78)}
.on-dark .svc:first-child p{color:rgba(255,255,255,.86)}
.on-dark .form-card p,.form-card .form-ok p{color:var(--slate)}
.consent{font-weight:500!important;font-size:.82rem!important;color:var(--slate)!important}
.field .consent input{width:18px;height:18px;flex:none;padding:0}

/* ---------- Ajustes de composición en pantallas pequeñas ---------- */
.hero-grid>*,
.about-grid>*,
.lead-grid>*,
.contact-grid>*,
.faq-grid>*,
.sec-head.split>*,
.svc>*,
.f-grid>*{min-width:0}
.info b,
.f-grid a{overflow-wrap:anywhere}

@media (max-width:860px){
  .hero{min-height:0}
  .hero-grid{min-height:0}
  .hero-copy{padding-bottom:18px}
  .page-hero{padding:145px 0 72px}
  .sec{padding-block:clamp(64px,10vw,110px)}
  .lead-grid{align-items:start}
  .faq-side{top:auto}
}

@media (max-width:560px){
  body{font-size:16px}
  .wrap{width:min(var(--wrap),100% - 32px)}
  .nav{top:8px}
  .nav-in{gap:10px;padding:6px 6px 6px 10px}
  .brand{gap:8px;min-width:0}
  .brand-mark{width:40px;height:40px}
  .brand-mark img{width:29px}
  .brand small{font-size:.62rem;letter-spacing:.1em}
  .brand b{font-size:.9rem}
  .burger{width:42px;height:42px;flex:none}
  .mobile-menu{overflow-y:auto;padding:100px 20px 32px}
  .mobile-menu a.big{font-size:clamp(1.8rem,8vw,2.4rem)}
  .hero{padding-top:112px}
  .hero h1{font-size:clamp(2.35rem,11vw,3.3rem)}
  .tag{max-width:100%;flex-wrap:wrap;border-radius:18px;font-size:.78rem}
  .hero-trust{align-items:flex-start;font-size:.82rem}
  .float{max-width:calc(100% - 12px);padding:10px 12px 10px 10px;font-size:.76rem}
  .float b{font-size:.84rem}
  .page-hero{padding:128px 0 58px}
  .page-hero h1{font-size:clamp(2.35rem,10vw,3.5rem)}
  .svc{padding:26px 22px;border-radius:24px}
  .svc li{align-items:flex-start;font-size:.9rem}
  .svc-r{min-height:180px}
  .t-card{padding:24px}
  .form-card{padding:22px 18px;border-radius:26px}
  .form-card h3{font-size:1.7rem}
  .field input,.field select,.field textarea{padding:13px 14px}
  .pills span{padding:9px 13px;font-size:.87rem}
  .form-foot{align-items:stretch}
  .form-foot .btn{justify-content:space-between}
  .form-foot small{width:100%}
  .info{padding:18px 16px}
  .hours li{flex-wrap:wrap;gap:0 12px}
  .acc summary{padding:18px 16px;font-size:.98rem}
  .acc .ans{padding:0 16px 20px}
  .f-cta{padding-bottom:42px}
  .footer{padding-top:64px}
  .wa-float{right:14px;bottom:14px;width:54px;height:54px}
  .cookie{left:12px;right:76px;bottom:12px;padding:14px;font-size:.82rem}
}

@media (max-width:360px){
  .wrap{width:min(var(--wrap),100% - 28px)}
  .hero h1,.page-hero h1{font-size:2.25rem}
  .btn{gap:8px;padding:12px 14px 12px 18px;font-size:.9rem}
  .btn .ico{width:30px;height:30px}
  .form-card{padding:20px 15px}
  .cookie{right:72px}
}